Wealth Management
Accounts, plans, pledged assets, proposals, and billing usually live in five tools. Woork keeps the entire client relationship, members, trusts, goals, and fees, on one record.
Why it's different
Pledged-asset lines and margin sit on the same record as the holdings they're secured by. The advisor sees the buffer move with the market, not in a separate banking system a quarter later.
Household members, accounts, trusts, goals, proposals, and fees on one record, not stitched across a CRM, a planner, and a billing tool.
SBLOCs and margin track daily against the collateral that secures them, with the call threshold visible before it's a problem.
A guided proposal becomes the funded account, and the tiered fee schedule accrues from it, no re-keying between systems.
Households & portfolios
The household rolls up members, accounts, trusts, and allocation into a single picture, so the advisor walks into the review with the whole relationship, not seven tabs.
Members, related accounts, and trusts grouped under one household, with total AUM and blended performance.
Holdings, drift from target allocation, and performance, with drill-through to any position.
An auto-assembled review packet, performance, goal progress, and talking points, generated before the meeting.
Threaded, on-the-record messaging with the client, scoped to the household, not in personal email.
Goals & planning
Model retirement, education, and major-purchase goals, run scenarios, and show funded-status, then turn the plan into a proposal without leaving the record.
Set goals with target dates and amounts, and see on-track or off-track funded status at a glance.
Run return, contribution, and timing scenarios, with Monte-Carlo-style probability bands.
Retirement income, withdrawal sequencing, and required-distribution timing on the household.
Approved planning assumptions carry into the proposal, no re-entry, one source of truth.
Pledged assets & margin
Securities-backed lines and margin sit on the household and re-price with the market every day, so the advisor sees the call threshold approaching, not after the call.
Pledged collateral, advance rate, and outstanding balance tracked daily on the household record.
Utilization against the maintenance call level, with alerts as the buffer narrows.
Pledged positions re-value with the market, so available credit reflects today, not last statement.
The line lives next to the holdings that secure it, no separate banking system to reconcile.
Proposals, billing & trust
The proposal becomes the account, the account drives the fee, and compliance watches the whole thing.
A step-by-step proposal builder with model portfolios, fee disclosure, and e-signature on the platform.
Advisory fees accrue across AUM tiers and bill automatically in arrears, with the blended rate shown.
Risk tolerance, suitability, and KYC checks captured on the household and required before funding.
Trust accounts, beneficiaries, and distributions tracked under the household with the right separations.
Strict sharing rules, advisors see their book, clients see only their portal, nothing leaks across.
Drift, concentration, and trading flags surface for review, with everything logged for the exam.
Talk to us
Tell us what you're building. We'll show you Woork on your own use case, apps, agents, and integrations, governed by default.
Not a canned demo. We'll stand up your use case on the platform so you can see the real thing.
You'll speak with someone who can actually architect it, forward-deployed, hands on the keys.
See how fast a governed, enterprise-grade app ships, days, not months.
Prefer email? hello@dowoork.com